{"id":27640,"date":"2026-09-08T09:05:10","date_gmt":"2026-09-08T09:05:10","guid":{"rendered":"https:\/\/zebpay.com\/au\/?p=27640"},"modified":"2026-09-08T09:05:12","modified_gmt":"2026-09-08T09:05:12","slug":"what-is-a-bridge-asse-what-is-the-role-of-xrp-and-xml","status":"publish","type":"post","link":"https:\/\/zebpay.com\/au\/blog\/what-is-a-bridge-asse-what-is-the-role-of-xrp-and-xml","title":{"rendered":"What is a Bridge Asset? What is the role of XRP and XML?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_86 counter-hierarchy ez-toc-counter ez-toc-light-blue ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/zebpay.com\/au\/blog\/what-is-a-bridge-asse-what-is-the-role-of-xrp-and-xml\/#Key_Takeaways\" >Key Takeaways<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/zebpay.com\/au\/blog\/what-is-a-bridge-asse-what-is-the-role-of-xrp-and-xml\/#What_is_a_Bridge_Asset\" >What is a Bridge Asset?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/zebpay.com\/au\/blog\/what-is-a-bridge-asse-what-is-the-role-of-xrp-and-xml\/#What_is_%E2%80%9CXRP%E2%80%9D_and_%E2%80%9CXML%E2%80%9D\" >What is &#8220;XRP&#8221; and &#8220;XML&#8221;?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/zebpay.com\/au\/blog\/what-is-a-bridge-asse-what-is-the-role-of-xrp-and-xml\/#What_Is_XRP\" >What Is XRP?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/zebpay.com\/au\/blog\/what-is-a-bridge-asse-what-is-the-role-of-xrp-and-xml\/#What_Is_XRP_Used_For\" >What Is XRP Used For?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/zebpay.com\/au\/blog\/what-is-a-bridge-asse-what-is-the-role-of-xrp-and-xml\/#The_Role_of_Ripple_XRP_in_Bridging_Currencies\" >The Role of Ripple (XRP) in Bridging Currencies<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/zebpay.com\/au\/blog\/what-is-a-bridge-asse-what-is-the-role-of-xrp-and-xml\/#XRP_vs_Other_Bridge-Style_Assets\" >XRP vs Other Bridge-Style Assets<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/zebpay.com\/au\/blog\/what-is-a-bridge-asse-what-is-the-role-of-xrp-and-xml\/#XRP_Data\" >XRP Data<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/zebpay.com\/au\/blog\/what-is-a-bridge-asse-what-is-the-role-of-xrp-and-xml\/#Where_XRP_Stands_Regulatorily\" >Where XRP Stands Regulatorily<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/zebpay.com\/au\/blog\/what-is-a-bridge-asse-what-is-the-role-of-xrp-and-xml\/#Conclusion\" >Conclusion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/zebpay.com\/au\/blog\/what-is-a-bridge-asse-what-is-the-role-of-xrp-and-xml\/#FAQs\" >FAQs<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/zebpay.com\/au\/blog\/what-is-a-bridge-asse-what-is-the-role-of-xrp-and-xml\/#What_is_XRP\" >What is XRP?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/zebpay.com\/au\/blog\/what-is-a-bridge-asse-what-is-the-role-of-xrp-and-xml\/#What_is_XRP_used_for\" >What is XRP used for?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/zebpay.com\/au\/blog\/what-is-a-bridge-asse-what-is-the-role-of-xrp-and-xml\/#Is_XRP_the_same_as_Ripple\" >Is XRP the same as Ripple?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/zebpay.com\/au\/blog\/what-is-a-bridge-asse-what-is-the-role-of-xrp-and-xml\/#Is_XRP_legal_to_use_or_hold\" >Is XRP legal to use or hold?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n\n<p class=\"wp-block-paragraph\">A bridge asset is a crypto used as a temporary go-between to move value across two currencies or payment networks without a direct trading pair between them. XRP is the most cited real-world example, built by Ripple to settle cross-border payments in seconds instead of days.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Key_Takeaways\"><\/span><strong>Key Takeaways<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>A bridge asset connects two currencies that don&#8217;t trade directly, removing the need for pre-funded accounts on both sides.<\/li>\n\n\n\n<li>XRP was purpose-built for this role and settles on the XRP Ledger (XRPL) in three to five seconds.<\/li>\n\n\n\n<li>&#8220;XML&#8221; is a markup language, not a cryptocurrency; the term readers usually mean is XLM (Stellar), XRP&#8217;s closest conceptual cousin.<\/li>\n\n\n\n<li>Ripple uses XRP inside its On-Demand Liquidity (ODL) product to source liquidity instantly instead of pre-funding foreign accounts.<\/li>\n\n\n\n<li>XRP&#8217;s long SEC lawsuit closed in 2025-2026, giving it clearer regulatory footing on U.S. secondary markets.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_is_a_Bridge_Asset\"><\/span><strong>What is a Bridge Asset?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">In traditional finance, moving money between two currencies that don&#8217;t trade often, say Mexican pesos and Philippine pesos, usually means routing through a major currency like the US dollar first. Banks solve this by holding &#8220;nostro&#8221; accounts, pre-funded balances sitting idle in foreign banks just in case a transfer needs to pass through. This ties up billions in capital that could otherwise be put to work.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A bridge asset removes that requirement. Instead of holding pre-funded balances everywhere, a financial institution converts the source currency into the bridge asset, moves it across a blockchain network in seconds, and converts it into the destination currency on the other end. The bridge asset itself is rarely held for long. It exists to pass through, not to sit still.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">For this to work well, a bridge asset needs three things: fast settlement, deep liquidity across multiple currency pairs, and low transaction costs. This is exactly the niche XRP was designed to fill.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Bridge assets are not limited to crypto in theory. Historically, the US dollar itself has functioned as a bridge currency in traditional forex markets, since most currency pairs route through USD rather than trading directly against each other. What blockchain-based bridge assets like XRP add is settlement finality in seconds rather than days, and a public ledger that any participant can verify without relying on a chain of correspondent banks.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Also Read: <\/strong><a href=\"https:\/\/zebpay.com\/au\/blog\/how-ripple-can-transform-traditional-banking\" data-type=\"link\" data-id=\"https:\/\/zebpay.com\/au\/blog\/how-ripple-can-transform-traditional-banking\">How Does the Ripple Blockchain Intersect With Traditional Banking?<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_is_%E2%80%9CXRP%E2%80%9D_and_%E2%80%9CXML%E2%80%9D\"><\/span><strong>What is &#8220;XRP&#8221; and &#8220;XML&#8221;?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">If you searched for &#8220;XRP and XML,&#8221; you&#8217;re likely thinking of one of two things. <a href=\"https:\/\/zebpay.com\/au\/blog\/what-is-stellar-xml\" data-type=\"link\" data-id=\"https:\/\/zebpay.com\/au\/blog\/what-is-stellar-xml\">XML (Extensible Markup Language)<\/a> is a decades-old format for structuring data on the web; it has no connection to blockchain or bridge assets. What most people actually mean is <strong>XLM<\/strong>, the native token of the Stellar network.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">XRP and XLM share an unusual history. Both were co-created by Jed McCaleb, who helped build Ripple and XRP before leaving to found Stellar and XLM. Both were designed around the same core idea: using a native token as an intermediary to connect otherwise incompatible currencies or payment rails. The difference lies in who they serve. XRP is aimed primarily at banks and licensed payment providers moving institutional volume, while XLM leans toward payment providers, fintechs, and financial inclusion use cases in emerging markets.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_Is_XRP\"><\/span><strong>What Is XRP?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/zebpay.com\/au\/blog\/what-is-ripple\">XRP is the native digital asset<\/a> of the XRP Ledger (XRPL), an open-source blockchain launched in 2012 by David Schwartz, Jed McCaleb, and Arthur Britto, months before the company now known as Ripple was founded. Unlike Bitcoin, XRPL does not use mining. Validators, run by exchanges, universities, and infrastructure firms, agree on transaction order through a consensus process, which is what allows the network to close a new ledger roughly every three to five seconds.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The total supply of XRP was fixed at genesis at 100 billion tokens. A large share was placed into escrow and is released on a monthly schedule, a design meant to add predictability to supply and reduce concerns about Ripple flooding the market.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_Is_XRP_Used_For\"><\/span><strong>What Is XRP Used For?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">XRP has a handful of concrete use cases beyond being a tradable asset:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Cross-border settlement:<\/strong> Financial institutions convert local currency into XRP, transfer it across XRPL, and convert it into the destination currency, cutting settlement time from days to seconds.<\/li>\n\n\n\n<li><strong>Liquidity sourcing:<\/strong> Through Ripple&#8217;s On-Demand Liquidity product, payment providers can source liquidity in a destination currency on demand instead of pre-funding accounts in every corridor they operate in.<\/li>\n\n\n\n<li><strong>On-ledger decentralized exchange:<\/strong> XRPL has a built-in DEX, letting users trade tokenized assets directly on the ledger without a separate exchange layer.<\/li>\n\n\n\n<li><strong>Network security and spam prevention:<\/strong> Every transaction burns a small amount of XRP as a fee, which discourages spam without paying validators directly.<\/li>\n\n\n\n<li><strong>Tokenization and smart contracts:<\/strong> An EVM-compatible sidechain, live since mid-2025, lets developers build Solidity-based applications and pay gas fees in XRP.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"The_Role_of_Ripple_XRP_in_Bridging_Currencies\"><\/span><strong>The Role of Ripple (XRP) in Bridging Currencies<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Ripple, the company, and XRP, the asset, are often used interchangeably, but they are distinct. Ripple builds enterprise payment software; XRP is an independent digital asset that Ripple&#8217;s products can optionally use.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ripple&#8217;s flagship use case for XRP is On-Demand Liquidity (ODL). In a typical corridor, a bank converts local currency into XRP, sends it across XRPL, and a liquidity partner on the receiving end converts it into the destination currency within seconds. This is the practical expression of the &#8220;role of Ripple (XRP)&#8221; as a bridge: it lets financial institutions serve currency corridors that would otherwise be too costly to support with pre-funded accounts, particularly in emerging markets with thin banking infrastructure.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ripple has also expanded beyond pure XRP bridging in recent years, acquiring custody and prime brokerage businesses and launching its own stablecoin, RLUSD, to sit alongside XRP in its payment stack. This signals that Ripple itself now treats XRP as one tool among several for moving value, rather than the only bridge in its network.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"XRP_vs_Other_Bridge-Style_Assets\"><\/span><strong>XRP vs Other Bridge-Style Assets<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Feature<\/strong><\/td><td><strong>XRP (XRP Ledger)<\/strong><\/td><td><strong>XLM (Stellar)<\/strong><\/td><td><strong>Stablecoins (e.g., USDC)<\/strong><\/td><\/tr><tr><td>Primary use case<\/td><td>Institutional cross-border settlement<\/td><td>Payments, remittances, financial inclusion<\/td><td>Value stability, on\/off ramps<\/td><\/tr><tr><td>Settlement time<\/td><td>3\u20135 seconds<\/td><td>3\u20135 seconds<\/td><td>Depends on host chain (seconds to minutes)<\/td><\/tr><tr><td>Typical fee<\/td><td>Fraction of a cent<\/td><td>Fraction of a cent<\/td><td>Varies with host chain gas fees<\/td><\/tr><tr><td>Price volatility<\/td><td>High<\/td><td>High<\/td><td>Pegged, low by design<\/td><\/tr><tr><td>Core design goal<\/td><td>Bridge between any two currencies<\/td><td>Bridge between currencies, focus on emerging markets<\/td><td>Represent fiat value on-chain<\/td><\/tr><tr><td>Backing entity<\/td><td>Ripple (company) uses XRP; XRPL is independent<\/td><td>Stellar Development Foundation<\/td><td>Issuer-backed reserves<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Stablecoins are increasingly used alongside or instead of volatile bridge assets like XRP and XLM, since they remove the exchange-rate risk of holding a volatile token mid-transfer, even for a few seconds. This is a genuine trade-off worth flagging rather than glossing over: speed and low cost are XRP&#8217;s strengths, but price volatility during the brief holding window is a real cost that stablecoin-based rails avoid.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"XRP_Data\"><\/span><strong>XRP Data<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Metric<\/strong><\/td><td><strong>Figure<\/strong><\/td><\/tr><tr><td>Price (as of Sep 7, 2026)<\/td><td>~$1.42<\/td><\/tr><tr><td>Market capitalization<\/td><td>~$89B<\/td><\/tr><tr><td>Circulating supply<\/td><td>~62.7B XRP<\/td><\/tr><tr><td>Maximum supply<\/td><td>100B XRP<\/td><\/tr><tr><td>Average settlement time<\/td><td>3\u20135 seconds<\/td><\/tr><tr><td>Typical network fee<\/td><td>Fraction of a cent<\/td><\/tr><tr><td>XRPL launch year<\/td><td>2012<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><em>Price and market cap move constantly; treat these as a dated snapshot rather than live figures. For current pricing, a live widget or embed is recommended over static numbers.<\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Where_XRP_Stands_Regulatorily\"><\/span><strong>Where XRP Stands Regulatorily<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">XRP spent years under a cloud from the SEC&#8217;s 2020 lawsuit against Ripple, which alleged the company sold XRP as an unregistered security. In July 2023, a US district court ruled that XRP sold on public exchanges did not constitute a security, while certain direct institutional sales did. Both sides pursued appeals through 2024, and by 2025 the SEC dropped its appeal, followed by Ripple withdrawing its cross-appeal, closing the case with a negotiated penalty.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Reported penalty figures vary across sources, so treat the exact dollar amount as unconfirmed pending an official court filing. The core outcome that has held across sources: XRP sold on secondary markets in the US is not treated as a security, giving exchanges and institutions clearer footing to list and use it.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">A bridge asset solves a real, expensive problem in global finance: moving value between currencies that don&#8217;t trade directly, without tying up capital in idle foreign accounts. XRP remains the clearest large-scale example of this idea in production, built for speed, low cost, and institutional-grade settlement. If the term &#8220;XML&#8221; brought you here, the asset you were likely thinking of is XLM, which shares XRP&#8217;s bridging design but targets a different slice of the payments market.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In the grand scheme of things,<a href=\"https:\/\/zebpay.com\/au\/blog\" data-type=\"link\" data-id=\"https:\/\/zebpay.com\/au\/blog\"> ZebPay blogs<\/a> are here to provide you with crypto wisdom. Get started today and join 6 million+ registered users to explore endless features on<a href=\"https:\/\/zebpay.com\/au\" data-type=\"link\" data-id=\"https:\/\/zebpay.com\/au\"> ZebPay<\/a>!<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/onboarding.zebpay.com\/onboarding?returnUrl=https%3A%2F%2Fzebpay.com%2Fapp\">Trade Now<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"FAQs\"><\/span><strong>FAQs<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1788809516083\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><span class=\"ez-toc-section\" id=\"What_is_XRP\"><\/span><strong>What is XRP?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>XRP is the native digital asset of the XRP Ledger, an open-source blockchain built for fast, low-cost value transfer, most notably in cross-border payments.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1788809536009\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><span class=\"ez-toc-section\" id=\"What_is_XRP_used_for\"><\/span><strong>What is XRP used for?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>XRP is primarily used to bridge currencies during cross-border transfers, source on-demand liquidity for payment providers, pay network fees on XRPL, and increasingly, to pay gas on XRPL&#8217;s EVM-compatible sidechain.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1788809552060\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><span class=\"ez-toc-section\" id=\"Is_XRP_the_same_as_Ripple\"><\/span><strong>Is XRP the same as Ripple?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>No. Ripple is a company that builds payment infrastructure. XRP is an independent digital asset that Ripple&#8217;s products can use, but XRPL itself is not owned or controlled by Ripple.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1788809567073\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><span class=\"ez-toc-section\" id=\"Is_XRP_legal_to_use_or_hold\"><\/span><strong>Is XRP legal to use or hold?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Following the resolution of the SEC&#8217;s case against Ripple, XRP sold on secondary markets in the US is not classified as a security, and it trades freely on major global exchanges. Regulatory treatment can still vary by country, so check local rules before trading.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>A bridge asset is a crypto used as a temporary go-between to move value across two currencies or payment networks without a direct trading pair between them. XRP is the most cited real-world example, built by Ripple to settle cross-border payments in seconds instead of days. Key Takeaways What is a Bridge Asset? In traditional [&hellip;]<\/p>\n","protected":false},"author":38,"featured_media":27641,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[14],"tags":[79,16,125,330],"class_list":["post-27640","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-crypto","tag-blockchain","tag-crypto","tag-ripple","tag-xrp"],"acf":[],"_links":{"self":[{"href":"https:\/\/zebpay.com\/au\/wp-json\/wp\/v2\/posts\/27640","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/zebpay.com\/au\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/zebpay.com\/au\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/zebpay.com\/au\/wp-json\/wp\/v2\/users\/38"}],"replies":[{"embeddable":true,"href":"https:\/\/zebpay.com\/au\/wp-json\/wp\/v2\/comments?post=27640"}],"version-history":[{"count":2,"href":"https:\/\/zebpay.com\/au\/wp-json\/wp\/v2\/posts\/27640\/revisions"}],"predecessor-version":[{"id":27644,"href":"https:\/\/zebpay.com\/au\/wp-json\/wp\/v2\/posts\/27640\/revisions\/27644"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/zebpay.com\/au\/wp-json\/wp\/v2\/media\/27641"}],"wp:attachment":[{"href":"https:\/\/zebpay.com\/au\/wp-json\/wp\/v2\/media?parent=27640"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/zebpay.com\/au\/wp-json\/wp\/v2\/categories?post=27640"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/zebpay.com\/au\/wp-json\/wp\/v2\/tags?post=27640"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}