{"id":22018,"date":"2023-02-06T11:12:46","date_gmt":"2023-02-06T11:12:46","guid":{"rendered":"https:\/\/zebpay.com\/in\/?p=22018"},"modified":"2024-12-17T04:07:13","modified_gmt":"2024-12-17T04:07:13","slug":"how-does-defi-lending-work","status":"publish","type":"post","link":"https:\/\/zebpay.com\/in\/blog\/how-does-defi-lending-work","title":{"rendered":"How Does DeFi Lending Work?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_66_1 counter-hierarchy ez-toc-counter ez-toc-light-blue ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/zebpay.com\/in\/blog\/how-does-defi-lending-work\/#What_is_DeFi_Lending\" title=\"What is DeFi Lending?\">What is DeFi Lending?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/zebpay.com\/in\/blog\/how-does-defi-lending-work\/#How_Does_DeFi_Lending_Work\" title=\"How Does DeFi Lending Work?\">How Does DeFi Lending Work?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/zebpay.com\/in\/blog\/how-does-defi-lending-work\/#Whats_the_Difference_Between_DeFi_Lending_and_Traditional_Lending\" title=\"What&#8217;s the Difference Between DeFi Lending and Traditional Lending?\">What&#8217;s the Difference Between DeFi Lending and Traditional Lending?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/zebpay.com\/in\/blog\/how-does-defi-lending-work\/#What_are_the_Benefits_of_DeFi_Lending\" title=\"What are the Benefits of DeFi Lending?\">What are the Benefits of DeFi Lending?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/zebpay.com\/in\/blog\/how-does-defi-lending-work\/#Instant_Confirmation\" title=\"Instant Confirmation\">Instant Confirmation<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/zebpay.com\/in\/blog\/how-does-defi-lending-work\/#Transparent\" title=\"Transparent&nbsp;\">Transparent&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/zebpay.com\/in\/blog\/how-does-defi-lending-work\/#Data_Integrity\" title=\"Data Integrity\">Data Integrity<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/zebpay.com\/in\/blog\/how-does-defi-lending-work\/#Opportunity_to_Earn\" title=\"Opportunity to Earn\">Opportunity to Earn<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/zebpay.com\/in\/blog\/how-does-defi-lending-work\/#DeFi_Lending_Examples\" title=\"DeFi Lending Examples\">DeFi Lending Examples<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/zebpay.com\/in\/blog\/how-does-defi-lending-work\/#Aave\" title=\"Aave\">Aave<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/zebpay.com\/in\/blog\/how-does-defi-lending-work\/#Compound\" title=\"Compound\">Compound<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/zebpay.com\/in\/blog\/how-does-defi-lending-work\/#What_is_Some_DeFi_Lending_Risk\" title=\"What is Some DeFi Lending Risk?\">What is Some DeFi Lending Risk?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/zebpay.com\/in\/blog\/how-does-defi-lending-work\/#Volatility\" title=\"Volatility\">Volatility<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/zebpay.com\/in\/blog\/how-does-defi-lending-work\/#Lack_of_Regulation\" title=\"Lack of Regulation\">Lack of Regulation<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/zebpay.com\/in\/blog\/how-does-defi-lending-work\/#Final_Thoughts\" title=\"Final Thoughts\">Final Thoughts<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/zebpay.com\/in\/blog\/how-does-defi-lending-work\/#FAQ_on_DeFi_Lending\" title=\"FAQ on DeFi Lending\">FAQ on DeFi Lending<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/zebpay.com\/in\/blog\/how-does-defi-lending-work\/#What_are_the_DeFi_Lending_Rates\" title=\"What are the DeFi Lending Rates?\">What are the DeFi Lending Rates?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/zebpay.com\/in\/blog\/how-does-defi-lending-work\/#Is_DeFi_Lending_Safe\" title=\"Is DeFi Lending Safe?\">Is DeFi Lending Safe?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n\n<p>Finance has been dominated at large by centralised banks since inception. Crypto is changing this. Blockchain&#8217;s advent has led to fantastic innovations in Decentralised Finance (DeFi). One of the main attractions is DeFi lending. But it can be difficult to understand how it works without any authority at the centre. So what is DeFi lending and how does it work?<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_is_DeFi_Lending\"><\/span>What is DeFi Lending?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>DeFi lending operates on blockchains and uses its new features to offer crypto loans. No authority can approve or reject a loan as in traditional banks. Instead, the system works in a trustless manner, which means you do not have to rely on a trusted third party to ensure the loan is executed correctly. The blockchain takes care of it automatically.&nbsp;<\/p>\n\n\n\n<p>To start borrowing, you need a crypto wallet and tokens to use as collateral. This wallet can be connected to a <a href=\"https:\/\/zebpay.com\/in\/blog\/everything-you-need-to-know-about-dapps\" target=\"_blank\" rel=\"noreferrer noopener\">dApp<\/a> offering DeFi services. The system allows you to get DeFi loans in seconds, without lengthy paperwork and frustrating processes.&nbsp;<\/p>\n\n\n\n<p>Lending follows a similar process, but your tokens are provided as funds to borrowers. This allows you to earn interest and rewards as crypto tokens.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_Does_DeFi_Lending_Work\"><\/span>How Does DeFi Lending Work?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>A key feature of blockchains that makes DeFi lending work is smart contracts. A smart contract is a set of codes that executes automatically when the requirements are met. This can be used for several purposes, like minting tokens, automatic transfers and in this case, creating crypto loans.&nbsp;<\/p>\n\n\n\n<p>There are two main methods for lending tokens on <a href=\"https:\/\/zebpay.com\/in\/blog\/an-introduction-to-defi\" target=\"_blank\" rel=\"noreferrer noopener\">DeFi apps.<\/a> The first one is peer-to-peer (P2P). Under this system, you enter a contract with another individual who wants to borrow tokens from you. You can then negotiate the contract&#8217;s details and lend the exact amount to the other party.&nbsp;<\/p>\n\n\n\n<p>Alternatively, you can participate in liquidity pools. These are smart contracts, where you lock in your crypto tokens as lending funds. Borrowers can access this pool whenever they require liquidity. Unlike P2P lending, many lenders and borrowers use the same liquidity pool.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Whats_the_Difference_Between_DeFi_Lending_and_Traditional_Lending\"><\/span>What&#8217;s the Difference Between DeFi Lending and Traditional Lending?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large\"><img decoding=\"async\" width=\"1024\" height=\"384\" src=\"https:\/\/zebpay.com\/in\/wp-content\/uploads\/2023\/02\/Whats-the-Difference-Between-DeFi-Lending-and-Traditional-Lending-1024x384.jpg\" alt=\"What's the Difference Between DeFi Lending and Traditional Lending\" class=\"wp-image-22026\" srcset=\"https:\/\/zebpay.com\/in\/wp-content\/uploads\/2023\/02\/Whats-the-Difference-Between-DeFi-Lending-and-Traditional-Lending-1024x384.jpg 1024w, https:\/\/zebpay.com\/in\/wp-content\/uploads\/2023\/02\/Whats-the-Difference-Between-DeFi-Lending-and-Traditional-Lending-300x113.jpg 300w, https:\/\/zebpay.com\/in\/wp-content\/uploads\/2023\/02\/Whats-the-Difference-Between-DeFi-Lending-and-Traditional-Lending-768x288.jpg 768w, https:\/\/zebpay.com\/in\/wp-content\/uploads\/2023\/02\/Whats-the-Difference-Between-DeFi-Lending-and-Traditional-Lending-150x56.jpg 150w, https:\/\/zebpay.com\/in\/wp-content\/uploads\/2023\/02\/Whats-the-Difference-Between-DeFi-Lending-and-Traditional-Lending.jpg 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure><\/div>\n\n\n<p><\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Feature<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>Traditional<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>DeFi<\/strong><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Underlying System<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">Account-based lending<\/td><td class=\"has-text-align-center\" data-align=\"center\">Blockchain-based lending<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Information&nbsp;<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">Opaque operations<\/td><td class=\"has-text-align-center\" data-align=\"center\">Transparent, publicly-available operation<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Collateral<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">Ownership documents (Land, Vehicle), Stocks<\/td><td class=\"has-text-align-center\" data-align=\"center\">Crypto Tokens<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Types of Lending<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">Bank to Individual, Bank to Bank, Bank to Company<\/td><td class=\"has-text-align-center\" data-align=\"center\">Peer-to-peer, liquidity pools<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Processing Time<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">Weeks to Months<\/td><td class=\"has-text-align-center\" data-align=\"center\">Seconds<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Earning Potential<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">None, all profits lie with the bank<\/td><td class=\"has-text-align-center\" data-align=\"center\">Individuals can earn a passive income from DeFi lending<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_are_the_Benefits_of_DeFi_Lending\"><\/span>What are the Benefits of DeFi Lending?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Instant_Confirmation\"><\/span><strong>Instant Confirmation<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Unlike traditional loans, which can take 30-40 days to process, DeFi loans can be completed instantly. The loan amount is reflected in your account just a few minutes after you apply for the loan.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Transparent\"><\/span><strong>Transparent&nbsp;<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Since the system operates on a blockchain, data is viewable by all users. This ensures that loans are distributed transparently and fairly.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Data_Integrity\"><\/span><strong>Data Integrity<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>There is no chance of missing or altered information on a blockchain. Once created, data on a blockchain cannot be deleted or edited. Your lending or borrowing history is thus cemented and cannot be changed.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Opportunity_to_Earn\"><\/span><strong>Opportunity to Earn<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>DeFi lending allows you to earn rewards easily. All you have to do is lock your tokens into a liquidity pool to begin earning interest on your funds. You can also earn interest through P2P loans. This can give you a steady stream of income without any active involvement.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"DeFi_Lending_Examples\"><\/span>DeFi Lending Examples<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Aave\"><\/span><strong>Aave<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>One of the most popular platforms for DeFi lending activities is Aave. Launched in 2020, it is a platform that allows you to deposit your tokens into liquidity pools and earn \u201cATokens\u201d as rewards. The rewards you receive are based on how much liquidity your tokens provide to borrowers.&nbsp;<\/p>\n\n\n\n<p>The interest rates are automatically adjusted based on the demand and supply of tokens. This can vary from one liquidity pool to another.&nbsp;&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Compound\"><\/span><strong>Compound<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Another popular platform for DeFi Lending, Compound provides liquidity on many other financial protocols. You can directly influence the functioning of this platform by participating in its governance. This allows you to vote on matters of operations and treasury, to ensure platform interests align with yours.&nbsp;<\/p>\n\n\n\n<p>As a reward for your deposited tokens, you can earn CTokens. These are special assets created based on the tokens you provide.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_is_Some_DeFi_Lending_Risk\"><\/span>What is Some DeFi Lending Risk?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Volatility\"><\/span><strong>Volatility<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Crypto prices are highly volatile. DeFi lending requires you to lock your tokens in for a long duration to earn meaningful returns. If the price of your deposited token falls sharply, this can impact your earning potential.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Lack_of_Regulation\"><\/span><strong>Lack of Regulation<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Blockchain products like crypto and DeFi are highly unregulated, with guidelines varying from one country to another. This also means that the government cannot help you if the platform fails or you lose your money. It is important to do your research and be careful when using DeFi.&nbsp;<\/p>\n\n\n\n<p>Read more: <a href=\"https:\/\/zebpay.com\/in\/blog\/defi-vs-cefi\" target=\"_blank\" rel=\"noreferrer noopener\">Defi vs Cefi<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Final_Thoughts\"><\/span>Final Thoughts<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>DeFi has led to phenomenal growth and innovation in the crypto space. This will continue in the future, as the number of users and investment in the field grows. DeFi lending in particular offers fantastic opportunities for individuals to earn rewards from their crypto holdings. But be sure to do your research and choose your investments wisely.&nbsp;<\/p>\n\n\n\n<p>You can learn more about Crypto on <a href=\"https:\/\/zebpay.com\/in\/blog\" target=\"_blank\" rel=\"noreferrer noopener\">ZebPay blogs<\/a>. Trade confidently with ZebPay.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-white-color has-text-color wp-element-button\" href=\"https:\/\/connect.zebpay.com\/account\/UserRegistration?returnUrl=%2FAccount%2FCampaignRegister\" target=\"_blank\" rel=\"noreferrer noopener\">trade now<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"FAQ_on_DeFi_Lending\"><\/span><strong>FAQ on DeFi Lending<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1675673586473\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><span class=\"ez-toc-section\" id=\"What_are_the_DeFi_Lending_Rates\"><\/span><strong>What are the DeFi Lending Rates?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Most popular crypto tokens offer annual percentage yields (APYs) of 4-10%. Some smaller coins with lower availability can even get you returns of 30-40%. However, these can also be highly risky.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1675673650968\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><span class=\"ez-toc-section\" id=\"Is_DeFi_Lending_Safe\"><\/span><strong>Is DeFi Lending Safe?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Most DeFi lending applications are secure and your funds are not at risk of loss. These platforms are usually open-source &#8211; which means their code can be observed and checked for any vulnerabilities.\u00a0<\/p>\n<p>Recently, there have been many high-profile bankruptcies in crypto lending. These include centralized platforms that offer crypto lending services. Decentralized protocols remained unaffected thanks to their verifiability and public control.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Finance has been dominated at large by centralised banks since inception. Crypto is changing this. Blockchain&#8217;s advent has led to fantastic innovations in Decentralised Finance (DeFi). One of the main attractions is DeFi lending. But it can be difficult to understand how it works without any authority at the centre. So what is DeFi lending [&hellip;]<\/p>\n","protected":false},"author":23,"featured_media":22027,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"_ayudawp_aiss_exclude":false,"footnotes":""},"categories":[14],"tags":[16],"acf":[],"_links":{"self":[{"href":"https:\/\/zebpay.com\/in\/wp-json\/wp\/v2\/posts\/22018"}],"collection":[{"href":"https:\/\/zebpay.com\/in\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/zebpay.com\/in\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/zebpay.com\/in\/wp-json\/wp\/v2\/users\/23"}],"replies":[{"embeddable":true,"href":"https:\/\/zebpay.com\/in\/wp-json\/wp\/v2\/comments?post=22018"}],"version-history":[{"count":1,"href":"https:\/\/zebpay.com\/in\/wp-json\/wp\/v2\/posts\/22018\/revisions"}],"predecessor-version":[{"id":30511,"href":"https:\/\/zebpay.com\/in\/wp-json\/wp\/v2\/posts\/22018\/revisions\/30511"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/zebpay.com\/in\/wp-json\/wp\/v2\/media\/22027"}],"wp:attachment":[{"href":"https:\/\/zebpay.com\/in\/wp-json\/wp\/v2\/media?parent=22018"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/zebpay.com\/in\/wp-json\/wp\/v2\/categories?post=22018"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/zebpay.com\/in\/wp-json\/wp\/v2\/tags?post=22018"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}