XRP Price Prediction (2025): Riding The Waves

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What is XRP?

XRP is a crypto token that aims to change how we transfer money by providing a more open financial infrastructure that reduces costs. XRP is ideal for cross-border transactions as they are instant, low-cost, and trustless. Unlike other cryptos, which do not need a central entity for their operation, XRP is operated by a company called Ripple. Ripple aims to be an advanced version of the SWIFT system and is already being adopted by many financial institutions. XRP is the native token of Ripple, and there is no mining process to mint new XRP tokens.

The value of XRP skyrocketed and gained the most among the largest cryptos after a U.S. judge ruled that a questionable XRP sale did not constitute investment contracts. It climbed to as high as $0.94 before settling at around $0.82.

How Much is XRP Worth?

The price of XRP was $2.57, at the time of writing.

XRP Technical Indicators

At its initial launch, 100 billion XRP tokens were created, and this token supply has remained unchanged since then. Being classified as a pre-mined crypto, the entire maximum token supply was not released all at once, with only a limited amount made available on crypto exchanges for trading purposes. The underlying blockchain employs 55 smart contracts, each responsible for releasing one billion tokens monthly over a span of 55 months. Consequently, the circulating supply of XRP increases each month, currently standing at 57.49 billion tokens. Notably, it is essential for investors to be aware that more than 60% of the total supply is held by the top 100 crypto wallets, while the Ripple company holds 6.5 billion XRP tokens. These factors have raised concerns about the decentralisation of XRP tokens.

As of the time of writing, the total XRP token supply has reduced to 99.98 billion XRP. The reason behind this reduction lies in the erasure of the fee incurred for each XRP transaction once the transaction is successfully processed.

Token	XRP
Founding Company	Ripple
Current Price	$2.57
Market Capitalisation	$147.97 billion
50-day EMA (1 Day)	$2.12788
100-day EMA (1 Day)	$1.71603
200-day EMA (1 Day)	$1.28347
14-day Relative Strength Index (1 Day)	61.08158

Ripple Lawsuit With The SEC

The SEC accused Ripple and its executives of conducting a $1.3 billion unregistered securities offering by selling XRP tokens. The SEC has taken over 100 crypto-related enforcement actions, claiming these crypto tokens are securities, but many cases have ended in settlements. Ripple did not violate federal securities law by selling XRP on exchanges, a U.S. judge ruled last Thursday, a monumental victory for the crypto industry that skyrocketed the price of XRP. The U.S. District Judge also gave the SEC a partial win, as the judge found the sale of $728.9 million of XRP tokens to hedge funds and other buyers to be unregistered sales of securities. With a partial win against the SEC, the confidence of crypto investors soared, and so did the price of XRP, almost reaching the $1 mark.

Ripple marked a pivotal moment in August 2024 when a court decided that XRP does not qualify as a security in public trading. Nevertheless, the company was fined $125 million for selling XRP directly to institutional clients. This outcome sparked renewed confidence among XRP investors. The situation remains unresolved, as the SEC has filed an appeal. Reports suggest that the case is set for further examination by the court in January 2025.

XRP Price Prediction 2025

XRP can capitalize on its gains in the cross-border transaction market in 2025, as the Remittances market is growing every year. The XRP network is projected to grow exponentially in 2025 due to its fast transactions and low fees. The highest projected price of XRP for 2025 is $3.39, but a global macro crisis can bring it down to $2.47, making an average price prediction of $2.9.

Is XRP a Good Investment?

Currently, XRP is seen as a good investment after its victory against the SEC. However, it is essential to do thorough research before investing in XRP. Crypto investors must be prepared to make losses and never invest more than they can afford. Bear markets even affect the top market caps of cryptos, so do your due diligence before investing.

Should I Invest In XRP?

Crypto investment opportunities continue to expand, and XRP is gaining increasing recognition from financial institutions for its role in cross-border payments and remittances. With XRP’s recent victory against the SEC, it is set to experience greater adoption and visibility, opening the door to even more exciting prospects for investors. As more crypto exchanges offer XRP trading, its value is expected to grow significantly. It’s always beneficial to explore and research the potential of XRP and the crypto market before diving into any crypto investment. Please note that this article is for informational purposes and should not be considered as investment advice.